Retirement planning for real life
Retire with clarity.
Live with confidence.
Coordinated retirement strategies designed to help you make smart decisions, create dependable income and protect what you’ve worked hard to build.
360° Retirement Strategies
Your retirement deserves a strategy built around your life.
That means connecting income, investments, taxes, Social Security, protection and estate considerations around what you actually want retirement to look like.
We help people approaching or living in retirement simplify the moving parts, understand their choices and move forward with a clear plan.
Services
Helping you make better retirement decisions.
We begin with your goals and current plan, then focus on the areas that can make the greatest difference.
- ◆Retirement Income & Distribution Planning
- ◆Investment Planning & Portfolio Analysis
- ◆Social Security Strategies
- ◆Pension Analysis
- ◆401(k) & IRA Rollovers
- ◆Roth Conversion Strategies
- ◆Long-Term Health Care Planning
- ◆Life Insurance & Protection Planning
- ◆Business Transition Planning
- ◆Estate Plan Coordination
The 360° Approach
Your whole retirement picture. One coordinated strategy.
Retirement decisions don’t happen in isolation. Income, Investments, Taxes, Social Security, Medicare, Long-Term Healthcare Planning, Protection and Estate Considerations can all affect one another. Our 360° approach brings those pieces together so decisions are made as part of one coordinated strategy—not as a collection of disconnected recommendations.
No two retirements—or financial situations—are exactly alike. We begin by understanding where you stand today, where you want to be five, ten and twenty years from now, and what matters most along the way. From there, we develop a customized strategy designed around your specific goals, priorities and circumstances.
When you work with us, our job is straightforward: help you make informed decisions and pursue outcomes that serve your best interests—not ours.
Coordinated guidance
You deserve a connected team—not disconnected advice.
Michael serves as the lead planner and point of coordination. When your situation calls for specialized knowledge, he works alongside estate-planning attorneys, CPAs, insurance professionals and other specialists.
The goal is simple: clearer responsibilities, better communication and recommendations that work together instead of competing with one another.
About Michael
Experience without financial fog.
Michael began his career at 19 years old as an apprentice on the plant floor of a machine tool company serving Michigan’s automotive industry. From there, he worked his way through a variety of roles while putting himself through college and starting a family.
After building a successful career in the industry, Michael realized he wanted his work to have a more direct and meaningful impact on people’s lives. Looking for a career with a deeper sense of purpose, he turned to his own financial advisor for guidance—and ultimately entered the financial services profession in 2006. Since then, Michael has helped families, individuals and business owners make important financial decisions with greater clarity and confidence. After spending much of his financial career helping clients accumulate and protect wealth, he now focuses on one of the most important financial transitions they will face: turning a lifetime of savings into dependable retirement income.
Through 360° Retirement Strategies, Michael helps clients prepare for retirement, transition from business ownership and develop practical retirement income strategies designed to help them preserve the lifestyle they have worked so hard to build—without outliving their savings. His approach centers on simplifying complex choices, coordinating the different pieces of a retirement plan and providing clients with a clear strategy they can understand, feel confident about and put into action.
A Northwood University graduate, Michael is the proud father of two sons, Trevor and Danny. Away from the office, he enjoys golf, boating, spending time up north, snowmobiling and serving his community through the Shelby Township Lions Club.
Start a conversation
Let’s make your retirement strategy clearer.
No booking-calendar gymnastics. Tell Michael a little about what you’d like to discuss and provide a few dates and times that work for you.